Overview
The FDIC is a US federal banking regulator participating in GENIUS Act stablecoin implementation rulemaking (including joint CIP/AML proposals).
Recent Developments
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2026-07: upstart FDIC deposit-insurance application remains pending after OCC conditional bank approval (2026-07-24-upstart-occ-conditional-bank-charter)
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2026-07-18: No final GENIUS Act package by statutory deadline; comment windows extend into August