This page may contain stale information. Last updated: 2026-09-17
Overview
US central bank; bank holding company approvals and master-account policy affect fintech charter strategies.
Recent Developments
- 2026-09-16: FOMC unanimously raised fed funds 25bp to 3.75%-4.00% — first hike since July 2023 under Chair kevin-warsh; signals further tightening possible through 2027 (2026-09-16-fed-rate-hike-cnbc, 2026-09-16-fed-rate-hike-reuters)
- 2026-07: upstart Fed BHC application pending after OCC conditional approval (2026-07-24-upstart-occ-conditional-bank-charter)
- wise cited Fed master-account policy shifts as disrupting prior trust-charter strategy