Definition
AI in fintech refers to embedding artificial intelligence into core financial institution workflows — underwriting, fraud detection, customer service, portfolio management, and compliance — rather than treating AI as a peripheral feature.
Key Points
- 2026-09: portage CEO Adam Felesky cited AI-in-core-workflows as key Portage Ventures IV investment thesis
- Strategic LPs (broadridge, fifth-third-bank) signal institutional conviction in AI-enabled fintech
- Continued VC appetite despite generalist firms pivoting to AI infrastructure (venture-capital)