This page may contain stale information. Last updated: 2026-09-20
Definition
Machine learning (ML) is a subset of AI where systems learn patterns from data to make predictions or decisions — widely deployed in production for personalization, risk scoring, and retention.
Key Points
- 2026-09-19: draftkings NYT investigation alleges 2023 “elasticity” ML model scored casino customers by predicted post-promotion losses to steer promotional spend (2026-09-19-draftkings-ai-gambler-targeting)
- Same data architecture can serve user welfare or exploitation depending on design choices and governance
- Production ML ethics intersects ai-ethics, responsible-ai, and algorithmic-bias in fintech and beyond