Overview
Modern Treasury provides infrastructure for global money movement — payment APIs, ledgering, and reconciliation for enterprises. Co-founded by Matt Marcus (CEO).
Recent Developments
- 2026-10-05: Submitted OCC application for Modern Treasury National Trust Bank — limited-purpose national trust bank for federally supervised digital asset custody (2026-10-05-modern-treasury-national-bank-trust)
- Proposed bank integrates custody with existing payments platform; would not make loans or issue stablecoins
- Stablecoins fully integrated into payments platform per CEO statement
- Software/PSP business continues separately; bank requires OCC approval before operations
Info
Application stage only — no charter granted. ICBA lawsuit against OCC crypto trust charters adds regulatory friction context.
Related
- sec-crypto-custody
- stablecoin
- digital-assets
- institutional-crypto
- embedded-finance
- tradfi-defi-convergence