Overview

OCBC Bank is Southeast Asia’s second-largest bank (Singapore). Pilot participant in swift-cooperative tokenised deposit ledger; launching AI-native wealth management via ocbc-wow app.

Tokenized Deposits (September 2026)

  • 2026-09-10: Completed first live SGD interbank transactions with dbs and uob on Swift’s blockchain ledger (2026-09-14-singapore-banks-swift-ocbc-primary)
  • Carmen Chan (Deputy Head Global Transaction Banking): industry collaboration demonstrates shared-ledger payment capabilities

Wealth Strategy (2026)

  • OCBC WoW: AI avatar wealth app (Wendy, Wayne) — beta July 2026
  • Hiring: 600 additional relationship managers over 3 years
  • Target: Double consumer wealth income by 2029
  • Investment: North of S$1B/year on AI, digital, data

Hybrid model: AI handles 24/7 engagement; humans for complex advisory.

Sources