This page may contain stale information. Last updated: 2026-07-05

Overview

BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) is Germany’s federal financial supervisory authority. Under EU mica, BaFin grants MiCAR authorizations and processes cooperative bank notifications for crypto asset services.

Recent Developments

  • December 2025: Granted dz-bank MiCAR authorization for meinKrypto retail crypto platform
  • July 2026: Full MiCA enforcement drives mass retail crypto access via cooperative and savings banks

MiCAR Role

  • Issues CASP licenses for crypto trading, custody, and stablecoin services
  • Processes per-institution MiCAR notifications for white-label platforms like meinKrypto
  • National competent authority for Germany under EU passporting framework

Sources