Overview

apple-pay launched in India on September 30, 2026 with axis-bank as the first issuer, supporting Visa and Mastercard credit cards in a UPI-dominated market.

Key Facts

  • RuPay cards excluded; debit cards not supported at launch
  • HDFC, ICICI, and SBI Card absent amid fee negotiations (~20 bps reportedly sought by Apple)
  • Acceptance depends on merchant/acquirer enablement (Razorpay, Paytm, Pine Labs, etc.)

Sources