Definition
Fraud detection approach that fuses many weak signals — behavioral, device, application, network, and increasingly ai-agents usage — into a real-time risk score, rather than relying on a single authenticator.
Key Points
- biocatch markets “behavioral-first, multi-signal” scoring across 3,000+ anonymized data points per session (vendor claim)
- Strategic fit for payment networks expanding Value-Added Services beyond interchange (visa $2.4B deal)
- Addresses ai-scaled-scams where social engineering and synthetic interaction defeat OTP/SMS