Definition
A platform middleware layer that combines financial judgment (underwriting, limits, fraud) and execution (cards, ACH, wallets, reconciliation) so B2B software vendors can embed spend and treasury workflows without building a full bank operations stack.
Key Points
- Contrasts with point integrations: orchestration vendors run ongoing compliance, capital, and support agents (capitalos)
- 2026-10: CapitalOS positions orchestration as complement to platform-owned business context in agentic B2B workflows (2026-10-21-capitalos-series-a-official)