This page may contain stale information. Last updated: 2026-06-28
Definition
Duplicata escritural is Brazil’s digital, centrally registered commercial receivable (invoice IOU) system supervised by banco-central-do-brasil. Replaces paper duplicatas with tamper-proof electronic records preventing double-pledging fraud.
Key Points
- Launch: June 30, 2026 ceremony in Brasília
- Registrars: B3, Núclea, CERC + 3 others authorized by BCB
- Adoption: Voluntary initially; mandatory phased 2027–2028 (large → medium → small companies)
- Goal: Unlock SME credit against unpaid receivables; reduce borrowing spreads
- Tokenization: Núclea exploring blockchain integration; R$300M tokenized duplicatas moved
Related
- banco-central-do-brasil
- trade-finance
- tokenization
- banking-automation
- regulatory-compliance
- brazil-receivables-digitization
- 2026-06-26-brazil-duplicata-escritural-digital-receivables