This page may contain stale information. Last updated: 2026-07-05

Overview

The Monetary Authority of Singapore (MAS) is Singapore’s central bank and integrated financial regulator. MAS is a global leader in fintech sandbox policy and increasingly in agentic AI governance for financial services.

SAFR Framework (July 2026)

Published Safeguards for Agentic Finance at Runtime (SAFR) v1.0 — industry-developed runtime governance for financial AI agents under buildfin-ai initiative.

Four Pillars

  1. Policy-bound execution
  2. Real-time validation before action
  3. Auditability (tamper-evident governance log)
  4. Interoperability across institutions

SAFR is reference approach, not binding regulation. Institutions remain responsible for supervisory alignment.

Pilot Domains

  • Agent-assisted payments and treasury
  • Wealth management compliance review
  • Client engagement drafting
  • BuildFin.ai: Industry work group for responsible AI in finance
  • Project Mindforge: AI risk management toolkit — SAFR extends to runtime action layer
  • Future of Finance Institute: Sandbox pilots for SAFR adoption

Sources