Definition
Programmable money describes value transfer that can be automated by software/agents (policies, schedules, multi-rail settlement) rather than only human-initiated bank instructions — often via stablecoin and API-first banking cores.
Key Points
- Core narrative in augustus-180m-stablecoin-clearing-bank: AI agents need always-on dollar rails
- Overlaps agentic-commerce and agent-delegated-payments
- Clearing vs issuance distinction: programmable settlement can use third-party stablecoins