Definition

Financial infrastructure designed so AI agents can hold balances, pay, collect, and settle under identity/compliance controls — rather than bolting agent checkout onto human-centric card/ACH flows.

Key Points

  • natural builds wallets/vaults/pay/request/transfer/connect primitives; competes with stripe agent rails and stablecoin stacks like Skyfire
  • Overlaps agent-delegated-payments / agentic-commerce but emphasizes agent as primary financial actor
  • Compliance, auditability, and agent identity are first-class product surfaces

Sources