Mastercard expanded Agent Pay with trust and intelligence services forming the intelligence layer of the Agent Pay Trust Framework (identity, intent, controls, execution, intelligence).
First U.S. pilot: a probability score estimating likelihood a transaction was AI-agent-initiated, helping issuers approve legitimate agent purchases. Planned signals include behavior, merchant risk, transaction patterns, credential risk, and consumer propensity.
Partners: Cloudflare — privacy-preserving visibility into AI-driven web/payment activity; Skyfire — Know Your Agent (KYA) identity, verification, and payments for recognizing trusted agents.