ClearingPost regulation note: no final GENIUS Act rules in Federal Register ahead of July 18, 2026 statutory deadline. OCC/FDIC/NCUA/Treasury/FinCEN/OFAC still at proposed stage; comment windows into August.
Backstop: January 18, 2027 effective date (18 months from July 18, 2025 enactment). 120-day accelerated clock cannot start without finals from primary regulators.
Does NOT imply stablecoins become illegal on July 18.