NVIDIA blog on transaction foundation model convergence in financial services. Revolut PRAGMA trained on 24B events, 26M users, 100+ countries using Hopper GPUs, cuDF, and Nebius cloud.
Industry trend: Stripe, Mastercard, Visa, and Revolut all building or deploying transaction foundation models in 2025–2026. NVIDIA released “Build Your Transaction Foundation Model” developer example via NeMo AutoModel.
Revolut’s approach fuses transactions, app navigation, trading, and push notification interactions into unified user embeddings — broader event scope than payments-network models.