Better + Coinbase token-backed conforming mortgage

Better (NASDAQ: BETR) and Coinbase (NASDAQ: COIN) milestone: pledge BTC/USDC as down payment collateral without liquidating tokens or triggering taxable events.

Risk terms

  • No margin calls — BTC price drops do not change mortgage terms or require top-ups
  • Collateral at liquidation risk only after 60-day payment delinquency
  • Conforming mortgage rates; separate private loan funds down payment
  • Better’s AI loan agent built for GSE-conforming mortgage origination